Funding your NGN wallet on Naira4yuan is quick and easy. You can choose between Automatic Funding and Manual Funding, depending on your preference for speed and fees.

Step 1: Ensure Your Account is Verified

Before funding, your account must be verified.
If you’re not yet verified, you will see a prompt to complete your Individual Account Verification. Follow the verification steps before proceeding.

Step 2: Enter the Amount to Fund

1. Log in to your Naira4yuan account.

2. Navigate to your NGN Wallet.

3. Enter the amount you wish to deposit in Naira.

4. Select your payment method — Bank Transfer. (Card funding is coming soon.)

5. Click Continue.

Step 3: Choose a Funding Method

You have two options:

Option 1 – Automatic Funding (Instant with Fee)

• You’ll be provided with two virtual accounts (e.g., Palmpay and Wema Bank) in your name.

• Transfer the exact amount to either account.

• A 1.5% payment processor fee will apply.

• Once payment is made, click "I have Sent" to confirm.

Pro: Quick funding (instant confirmation).
Con: Small processor fee.

Option 2 – Manual Funding (No Fee, Slight Delay)

• You’ll be provided with the Naira4yuan Manual Wallet Account (e.g., Providus Bank, Naira4yuan Technology Ltd.).

• Use the provided unique reference code when making your transfer.

• No fees will be charged.

• After making the transfer, click "I have sent, submit funding request".

• Fill in the funding form with:

  • Amount sent

  • Bank you sent from

  • Account name (must match your verified name)

  • Optional: Upload a payment screenshot

• Submit your request.

Pro: No fees.
Con: Processing is fast but not instant.

Important Notes

• Transfers must come from an account with your verified name.

• Payments from third-party accounts will not be acknowledged.

• Always use the provided reference code for manual funding to avoid delays.

✅ Once your payment is confirmed, your NGN Wallet will be credited, and you can proceed to buy Yuan, fund Alipay, or make payments on 1688 instantly.